No more guessing
Workers’ comp Pay-As-You-Go
Gone are the days of large premiums based on annual payroll estimates. Our partnerships mean you can pay your Workers’ Compensation Insurance with each payroll run – not estimates.
With traditional workers’ compensation insurance plans, your premium is calculated from an estimation of what you think your total payroll will be for the year — and often paid in an upfront sum.
Fewer Surprises, Less Stress
Why use pay-as-you-go?
Workers’ compensation insurance provides medical and lost wage benefits to workers who are injured on the job. Nearly all businesses across the nation are required to have workers’ compensation insurance, regardless of the number of employees, whether the employees only work part-time, or if they are members of the same family.
When payroll is paired with workers’ compensation, the process is as seamless and accurate as possible. You make the payments; we handle the reporting!
Minimal to No Audit Adjustments
Premiums are calculated and paid for and a report is sent for each payroll ran. So even though you still have to go through the audit process, it’s much more accurate — meaning less stress for you.
No Deposits or Down Payments
This is often quoted as the biggest benefit to pay-as-you-go workers’ compensation insurance: the ability to avoid a large, cash-flow-killing down payment up front. You can purchase a policy with little money down.
Payments Calculated Each Payroll
Our partnership with AP Intego means you can pay your Workers’ Compensation Insurance with each real payroll run – not estimates.
Let Us Help
We work with popular carriers
Pay as you go workers’ comp means there is no more guessing and no more large premiums for you. Discover how small premiums paid each payroll saves you stress. These are the popular carriers we work with, though there are many more!
Frequently Asked Questions
Do you offer Work Comp policies?
While we do not sell Workers Comp at Journey, we do work with a company that can get you quotes and get it set up on a pay-as-you-go method.
Do you integrate with my carrier?
Chances are we probably do! Ask your payroll specialist or reach out to us to get more information.
Do you report my payroll?
If you are set up on the pay-as-you-go method, then we do all the reporting necessary! You don’t have to worry about anything but watching for the account transaction.
Do you pay my Premiums?
While we do not move the money ourselves, we do have it all set up to automatically pull the funds based on the reports that we produce.